New Jersey is one of the original 13 colonies that joined the American Revolutionary War in 1776. It signed the Articles of Confederation in 1779 with Princeton acting as the nation’s capital for four months in 1783.

New Jersey became independent after the American Revolutionary War, in which several crucial battles were fought in New Jersey resulting in American victories. In 1787, New Jersey was the third state to ratify the newly drafted United States Constitution.

In the nineteenth century, many New Jersey cities led the United States into the Industrial Revolution and provided soldiers for many of the wars the United States fought, including roughly 88,000 soldiers for the American Civil War.

New Jersey became an intricate component of the Underground Railroad. The state’s transportation system continued to improve with the construction of canals and more rail lines that helped further develop the region.

During the early 1900s, New Jersey, as many other eastern states, prospered but weakened in the Great Depression in the 1930s. During the Second World War, as well as the Cold War, New Jersey’s shipyards and military bases played an important role in the defense of the United States.

The city of Morristown offers many different housing options. Whether you are looking for a townhome, condominium or a house, Morristown has great living spaces to fit every budget. New developments include DeHart Place, The Residences At Vail Mansion and Vail Commons, just to mention a few. Whether you’re looking for a colonial mansion or a modern condo, Morristown has a home that’s perfect for you and your family. Morristown real estate is sure to take you out of the busy city while keeping you close enough for an easy commute.

Although auto insurance in NJ is governed by laws as far as what you can purchase, there are also laws that the insurance companies have to follow. For instance, insurance companies are required to provide you with three different coverage choices when you purchase a new policy, so you can better understand the way that changes in coverage affect the way New Jersey auto insurance protects you. This means that NJ works to ensure that their consumers are educated when making a purchase. Another protection that you get when purchasing auto insurance in New Jersey is that you have the right to change your policy at any time, not just when it’s up for renewal. The protection of your right to change isn’t limited to just being able to get a new policy. If you do change, you have the right to request a refund of your auto insurance premiums in NJ. This way, even if you paid for six months of coverage ahead of time, you’ll get some of that money back when you switch insurance companies. So, with laws that force you to protect yourself with insurance and laws that help force insurance companies to help you save money, buying auto insurance in New Jersey ends up being a good thing for drivers.

According the 2007 OIFP report, there was “a 10% increase in criminal sentences over last year’s figure and sent defendants to prison for a combined total of 147 years”. The report exemplifies the wide array of individuals who found themselves in trouble for insurance fraud: ” In 2007, OIFP recorded OIFP won convictions of four former police officers, two of whom will serve a total of 12 years in State prison. Four licensed health care providers received State prison sentences totaling 12 years. A licensed insurance agent was sentenced to a five-year State prison term. An auto body shop owner and his accomplice were sent to State prison for a total of nine years. The sentences imposed on several members of vehicle theft rings totaled 77 years in State prison, over $1.8 million in restitution, and $9,500 in civil insurance fraud fines”. The list goes on. So, what is “insurance fraud” made of? One large area of Insurance fraud in New Jersey is Automobile Insurance Fraud. The most popular crime here is auto theft and “give up schemes”, where the owner or lessee of a car abandons the car or gives it up to a someone who agrees to dispose of the car. Next come staged accidents and fraudulent Personal Injury Protection Claims and criminal use of “runners”. These types of cases normally involve organized rings of “runners”, medical providers, and lawyers. Vehicle Insurance policies in New Jersey provide medical benefits for persons injured in car accidents as part of Personal Injury Protection (PIP) coverage. PIP insurance typically covers diagnostic testing and treatment for persons injured in automobile accidents. In many cases, uninjured passengers involved in accidents are contacted by “runners” who convince them to file claims for “soft tissue” injuries, such as “whiplash”. Such injuries are not easily verifiable by x-rays and MRI. In the end, “runners” receive their illegal commissions, medical and chiropractic mills provide unnecessary medical services, including fake diagnostic and treatment, for which they bill, and lawyers file unwarranted lawsuits.